Disclosure

All written content on this site is for information purposes only. Opinions expressed herein are solely those of Copley Financial Group, Inc. and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness.

All information and ideas should be discussed in detail with your individual adviser prior to implementation. Advisory services are offered by Copley Financial Group, Inc., a Registered Investment Advisor in the fifty states of this country. Insurance products and services are offered through Copley Insurance Services, a dba of Copley Financial Group, Inc.

Copley Financial Group, Inc. is not affiliated with or endorsed by the Social Security Administration or any government agency, and is not engaged in the practice of law. Content should not be viewed as an offer to buy or sell any of the securities mentioned or as legal or tax advice. You should always consult an attorney or tax professional regarding your specific legal or tax situation.

Annuities are designed to be long-term investments. Early withdrawals may impact annuity cash values and death benefits. Taxes are payable upon withdrawal of funds. An additional 10% IRS penalty may apply to withdrawals prior to age 59 ½. Annuities are not guaranteed by FDIC or any other governmental agency. Guarantees are based on the claims-paying ability of the issuing insurance company. Fixed Indexed Annuities are insurance products and not considered a security or investment. Some restrictions may apply. Call for specific details and availability.

Diversification and asset allocation do not assure or guarantee better performance and cannot eliminate the risk of investment loss. Before investing, you should carefully read the applicable volatility disclosure for each of the underlying securities, which can be found in the current prospectus.

Matthew Copley does not provide tax and/or legal advice, but will work with your attorney or independent tax or legal advisor. In the event that you do not have your own attorney or tax professional, we will partner with local CPA firms to provide tax services.

Copley Financial Group, Inc. and Matthew Copley are not affiliated with or endorsed by the Social Security Administration or any government agency.

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BBB Accreditation Standards represent standards for business accreditation by BBB. Businesses based in the United States and Canada that meet these standards and complete all application procedures will be accredited by BBB. The Code is built on the BBB Standards for Trust, eight principles that summarize important elements of creating and maintaining trust in business.

BBB accreditation does not mean that the business’s products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business's product quality or competency in performing services.

Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

Endorsement Disclosure:

This endorsement of Gradient Investments, LLC is provided by an investment advisor who refers clients to Gradient Investments, LLC.  A conflict of interest exists because this investment advisor receives a portion of the annual management fee charged by Gradient Investments, LLC, based on the assets under management of this investment advisor’s clients. This endorsement could assist in the investment advisor increasing the assets placed with Gradient Investments, LLC, and therefore their compensation. These investment advisors are not affiliated with or supervised by Gradient Investments, LLC.

Testimonial Disclosure:

Endorsing investment advisor is also a client of Gradient Investments, LLC.

Facebook:

“Likes” should not be considered a positive reflection or endorsement of the investment advisory services offered by Copley Financial Group, Inc. – but simply a mechanism available to circulate our Facebook page. Visitors to this page must refrain from posting positive reviews of their experiences with the advisor or its services, as such testimonials are prohibited under state and federal securities laws and may not reflect the experience of all clients of ours.

LinkedIn:

Industry regulations prohibit endorsements or testimonials for Copley Financial Group, Inc. or any Investment Advisor Representative. Posts must refrain from recommending advisory services or providing testimonials for our firm since they are strictly prohibited. Please understand that we are required to delete such posts since this is a regulatory requirement. Advisory services are offered by Copley Financial Group, Inc., an Investment Advisor in every state of the country. Insurance products and services are offered through Copley Financial Group, Inc., an affiliated company. Copley Financial Group, Inc. is not affiliated with or endorsed by the Social Security Administration or any government agency and is not engaged in the practice of law.

The inclusion of any link is not an endorsement of any products or services by Copley Financial Group, Inc. All links have been provided only as a convenience. These include links to websites operated by other government agencies, nonprofit organizations, and private businesses. When you use one of these links, you are no longer on this site, and this Privacy Notice will not apply. When you link to another website, you are subject to the privacy of that new site. When you follow a link to one of these sites, neither Copley Financial Group, Inc., nor any agency, officer, or employee of the Copley Financial Group, Inc. warrants the accuracy, reliability, or timeliness of any information published by these external sites, nor endorses any content, viewpoints, products, or services linked from these systems, and cannot be held liable for any losses caused by reliance on the accuracy, reliability or timeliness of their information. Portions of such information may be incorrect or not current. Any person or entity that relies on any information obtained from these systems does so at her or his own risk.