4 Easy Ways To Increase Your Social Security Benefits
Want to maximize your Social Security benefits? You're not alone; many retirees miss out on thousands of dollars simply because they don't know the right strategies. This video breaks down four simple but powerful ways to boost your Social Security income and secure a more comfortable retirement.
1. Have 35 Work Years
Your Social Security benefits are based on your highest 35 years of earnings. If you work for less than 35 years, you'll have zero-income years averaged, which lowers your benefit. We'll show you how to fill those gaps and make every year count.
2. Take Advantage of Spousal and/or Survivor Benefits
Married, divorced, or widowed? You may be eligible for additional benefits based on your current or former spouse's earnings, even if you never worked! We'll explain how to qualify and what to consider before filing.
3. Wait Longer to Collect
Did you know delaying your benefits past full retirement age can increase your monthly check by up to 8% per year? We'll help you understand when to wait and how to plan for it.
4. Reduce Taxes in Retirement
Yes, your Social Security can be taxed, but with smart planning, you may be able to keep more of your benefits. Learn how to structure your income in retirement to minimize taxes and maximize what you keep.
Whether you're just starting to plan or preparing to file, these tips can help you get the most from what you've earned. Don't leave money on the table!
