And in a matter of a blink of an eye, 2022 is just around the corner. And right now, the economy is upturning, unemployment is declining, inflation is rising, interest rates are still low, and the stock market is flourishing from the most recent pullback.

With the clear sight of economic optimism, it is simple for investors to become complacent. But now is not the time for that. Now is the time to be attentive and ensure your investment mix is placed where it needs to be, so you are in a good position for the next crisis.

With the current properties valued at an all-time high, I’m very confident that we just hit the peak of this real estate momentum. Why? After watching the interest rate market and the treasury auctions, the interest rates are finally moving back up. So how can you make the most out of this? I’ll tell you how.

2020 was an incredibly difficult and emotional year for all as the pandemic, among other things, disrupted the economy, plunging it into a deep recession. As I reflect on this period, myself and everyone here at Copley Financial Group, Inc. are grateful for the relationships we have with you.

Covid-19 disrupted our economic, political, and social systems entirely. It is known that life won’t ever be the same after the pandemic, and changes will be needed to create a better inclusive and sustainable environment going forward. People are calling it “The Great Reset”.

You think I must sound utterly insane when I tell you that you can escape from your current routine, live in one of the multiple paradisiac cities that the United States has to offer, and make money out of it.

Well, it’s not going to sound so crazy when the program to make all of this possible has been standing right in front of you this whole time, and that’s what I want to talk to you today. I call it “the ultimate way to take advantage of the program”.

The question, “Where do I want to retire?”, is one of the most, if not the most important question you need to ask yourself when planning to leave the workforce.

Will you be content in a new location? This answer will vary from person to person. What are you looking for in a new city? Will the relocation add quality of your life?

There is no way around it. Preparing for the loss of your parents is wrenching. There are a couple of things that you can do during those moments that will give you and the person you love, peace of mind. Frank dialogue and forward planning is invaluable when your parents go through this process.. There are lots of decisions to be made. And it is better to make those decisions in advance.

Low mortgage rates have maintained the housing market among one of the few bright things in this difficult year, specifically for the homeowners easing their finances by switching to shorter loan terms or refinancing their mortgage. And I want to keep today’s conversation on the latter part.

It looks like every person is speculating on which will be better for the stock market: an election of the former Vice President Joe Biden or a re-election of President Donald Trump. While opinions can be extremely polarizing by each person’s political preferences, the final outcome is going to be interesting for the market.